Having children can be expensive. Living within your means and putting aside some funds for your family´s future brings several advantages. It means that even if things go wrong in life you can still maintain a reasonable lifestyle, while you…
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Looking back at the decisions I have made about money over the years, there are lots of things I would have done differently and I guess these are the moments when age and experience (and hindsight) are wonderful things. One…
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Hello and welcome to my blog. I'm Nikki, mum of four, wife, teacher, writer and drinker of many cups of tea. This blog is pretty much anything that pops into my head, an eclectic mix of family life and lots more. Grab a cuppa and have a read.
Nikki
